RFG Wealth Advisory Newsletter Jan. '24
Personal articles from the RFG Wealth Advisory team - January 2024.
RFG Wealth Advisory - Team News Chris Robinson - What a difference a few months makes in our weather. When I was writing January 2024 our last newsletter, we were coming off an incredibly hot summer and as I write today it was 12 degrees last night. The fall season came and went just as quickly as ever. The Robinson family stayed busy with Saturday football games, as my son Jacob had a great year at Tyler Jr. College. I knew Thanksgiving would sneak up on me like it always does, and of course it did. We traveled to my dad’s house for Thanksgiving and had a big time. Christmas has changed a lot as my children have gotten older. They used to come down at 6 AM to see what Santa Claus brought them; this year, I had to wake them up at 10 AM! We hosted Christmas this year and had 25 at our house. It made me realize how rare it is to get the whole family together. It sure seems like the extended family got together more when I was growing up. I believe there are just too many distractions these days. Read More, page 2
2024 Tax Rates, and Contribution Limits RFG University Every year the IRS and Social Security Administration update tax, rates, schedules, and contribution limits. See the new 2024 numbers below and call us to discuss how they may effect you and your unique circumstances. I do like to think about Christmas when I was young. We would go to my grandparents’ for about a week. Both sets of grandparents lived in the same small West Texas town. We would wake up super early on Christmas morning and run down the stairs to see what Santa had brought us. I can still remember the sound of all those little feet clomping on the stairs! We would have a huge Christmas dinner on Christmas night. We would have a big fire in the fireplace, play Christmas records, and open presents. After dinner, all the cousins and my uncle would play the board game “Risk.” We would play late into the night and have so much fun! It was by far my favorite day of the year. Family traditions are so important, such great memories. Send me an email and tell me about your best Christmas Additional info on Page 4 memories! Chris Sources: IRS and Social Security Administrations updates 2024.
2024 Tax Rates, and Contribution Limits cont. Employee Spotlight Nick Noll Sources: IRS and Social Security Administrations updates 2024.
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Lindsay Freeman As December unfolded, our family set out to infuse our weekends with intention and meaning, creating traditions that would linger in our hearts long after the tinsel had been packed away. Our holiday journey kicked off with a bang at the Roanoke Christmas Parade. The lively streets and post-parade dance party in the town square set the stage for a season of intentional joy, marking the start of our December festivities. Weekend two found us braving the chilly air with my twin sister and her family at Lights on a Farm in Plano. We wrote letters to Santa. Sipping hot cocoa and s'mores added a touch of warmth to the twinkling As Christmas Eve dawned, our family geared up for a cherished tradition. Clad lights, turning a simple visit into an in matching Christmas jammies, we transformed our home into a haven of intentional experience that brought us holiday warmth. Cookies and milk were meticulously arranged for Santa, closer together. while carrots were also placed for the reindeer. The atmosphere buzzed with Back at home, our kitchen became a haven anticipation as we tried to usher the children to bed before Santa's arrival. for sugar and spice during the third weekend. As Christmas tunes played in the This thoughtful journey through December allowed us to savor the simple background, we gathered for a Christmas joys, creating lasting traditions that resonate with the essence of family, cookie extravaganza – a sweet and laughter, and love. As we bid farewell to the holiday season, our hearts are intentional endeavor that spoke volumes full, and the memories we've crafted will be the treasures we carry into the about our shared creative pursuits. coming year. From our Family to yours, Happy New Year, and Cheers to 2024!!! Lindsay
The end of 2023 was full of love, fun, and travel for me and my Susan Dawson hubby, Mike. We had the wonderful opportunity to take a trip we planned in 2020 on the Danube River during the 2023 Christmas markets. I wasn't all that familiar with these until the trip was on the books, but say the words Christmas and Markets, and I'm in! Add the words river and cruise, and you can just book me a ticket. Our adventure began with a 3-day pre-excursion in Budapest, Hungary. This cruise was our first experience in any of the Eastern European countries, and it was eye-opening, to say the least. During our trip, we toured the amazing Budapest Parliament building that was bombed during WWII and then rebuilt to its former glory. The citizens took the hundreds of stained glass windows that encircle the building from their frames and stored them in the basement of the building. I Our time in Prague, Czech Republic, was inspiring. One of the few large The Christmas markets that occupy many of the city cities not bombed in WWII, their city architecture is breathtaking. Our squares include mini booths selling everything from mulled visit to the Museum of Communism made me even more grateful to wine and hand-crafted treasures to chimney cakes and live in our wonderful United States. bratwurst grilled to perfection. Each town has unique Back in Flower Mound, Texas, we celebrated a special Christmas with features for its markets. One treasure I found in a tiny our daughter, son-in-love, and grandson. New Year's was rung in at village called Szentendre, was this hand-carved Santa. It home with a few close friends. was love at first sight. I'm looking forward to an incredible 2024. We have some exciting Our Viking ship was beautiful and filled with Christmas love things to share with you, our RFG clients. Plus, at home, I'm embarking and décor. Traditional cookie baking and decorating classes on a kitchen garden adventure. Mike and I will build two raised kitchen were taught by our head chef, along with his exceptional garden beds in our backyard and attempt to supplement our store- meals highlighting each port. We experienced multiple bought salad and veggies with fresh, hand-raised goodness from the music events, including children's choirs, opera, an organ garden. Tomatoes, squash, and basil are first on my list. I'll keep you concert at Gottweig Abbey in Krems, Austria, and several posted! classical concerts along the way. Susan
Emilio Gonzalez What a difference a year makes; It’s been one year since our house fire. I am happy to say I feel fully recovered and, in fact, better than I was before. I can’t thank you enough for your heartfelt thoughts and prayers through this journey. I am so grateful to have the opportunity to continue my passion for helping others and experiencing what God has in store for me. t One year ago, I could not walk Another great joy is watching your kids do things six steps without the aid of a they enjoy and seeing them work on their craft. walker and would get out of Mateo, had a phenomenal sophomore year on breath just doing that. I varsity. He ended the year leading the district in recently went quail hunting tackles and earning 2nd Team All-District. On and hiked 6 miles through offense, he finished the year averaging 6.1 yards rugged terrain with no per carry. But my favorite award was the 1st Team problem. Ok, ok, I was a little All-Academic award for his straight A’s. out of breath but it was 6 MILES!!! This past year has had its ups and downs, just like Many of our clients have told me one of the greatest joys in life is being a the stock market. Some years are better than grandparent. You were all so right!!! Sharon and I have been blessed with a others, and sometimes your house burns down. brand new (fresh off the showroom floor) 8lb 13 oz. baby girl, Miss Mia But if you stay the course, make good decisions, Faye. I call her Mi ‘Amor!!! I have never been so smitten in my life. This and work through the bad, ultimately you end up little sack of sugar loves to take naps in her GrandPappy’s arms. Sharon with a pretty good life. By looking at this smile, I’d accuses me of stealing all the snuggle time, but…oh well!!! say it’s a dang good life. Olivia has done a phenomenal job adjusting to motherhood. It does not surprise me as she is exceptional at everything she does. It is going to be Emilio awesome to see what the next chapter brings.
Nick Noll I hope this message finds you well as we kick off the new year! Over the past couple of months, my family and I have been immersed in the joy of the holiday season, creating beautiful memories with our loved ones. The holidays were a special time filled with warmth and laughter, surrounded by family and friends. A highlight for us was witnessing a surprise engagement for my niece, a heartfelt moment that unfolded during the Dallas Arboretum holiday light event just before Christmas. We joined forces to plan this magical proposal, and to our delight, she said YES! The happiness emanated through our gatherings, making the holiday season truly unforgettable. One of our favorite experiences this holiday season was attending "Lightscape" with our girls at the Fort Worth Botanical Gardens on New Year's Eve. The captivating lights surpassed what we had As our family navigates through the anticipated, providing a perfect conclusion to the changing dynamics with our girls year and setting the stage for a promising 2024. If growing older, we find ourselves you have not opted to add this to your holiday treasuring each holiday event more and routine, I highly recommend it! more. With our eldest daughter entering her senior year next year, we're mindful I sincerely hope you had a joyous holiday season and of our limited time before our "normal" a wonderful New Year celebration. Here's to the holiday schedule transforms. exciting possibilities that 2024 holds for all of us! Nick
Mike Lemich Happy New Year!As we wrapped up 2023, our family was able to participate in a season of giving - giving of our time, talents, and monetarily to those less fortunate. Anastasia’s singing dance group performed a Christmas program at the Grapevine Giving Machine, where after the performance we were able to purchase needed supplies and items for families in Africa. It was a great experience for all, but especially the kids, as they chose to purchase four chickens, school books, and hygiene supplies. After that, my youngest was wondering when we were going to get chickens, which is when I introduced him to something called an HOA.He wasn’t impressed. Now that Christmas has ended, our family has switched to goal setting and finding ways to live up to our newly established family motto, “Better Every Day”. Beginning on New Year’s Eve, I decided to give the carnivore diet a valiant effort for the month of January. I enjoy experimenting with different diets, just to see how my body responds to them. I Both Calvin and Anastasia performed in a Christmas had tried plant based a while back, so I thought I would go to the piano recital (Anastasia’s first recital) and continued to opposite end of the spectrum and try carnivore. If you have any play their Christmas songs anywhere they could find a tips/tricks when it comes to cooking steak, let me know, as I am piano. Even Costco got blessed with a little extra always looking to add variety. Christmas cheer! Every year our family hosts an annual I hope your year is off to a good start and I look forward to cookie bake and then we enjoy giving plates of cookies speaking with you soon! to our neighbors and friends and eating quite a bit ourselves. Mike
We look forward to a great year with you and your family. Thank you for being part of the experience that is RFG Wealth Advisory. Chris & Team RFG Connect with Us! “A simple rule dictates my buying: Be fearful when others [email protected] are greedy, and be greedy when others are fearful.” [email protected] [email protected] [email protected] [email protected] [email protected] 940-464-4104 RFG Wealth Advisory Blueprint