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The hills are always a challenge. It may seem counterintuitive, but I have found if I exert a little more energy and actually jog or run uphill, the momentum helps me reach the top easier. At the time, it hurts, but it is a great feeling at the end. This reminds me of times when the market is down. When encountering a tough market or impending hill, most people either keep the same pace and struggle through it or avoid it altogether. Sometimes, it may seem counterintuitive, but increasing your contribution during Left, Right, Left…sometimes it is just the next these times may also lead to that exuberant feeling at the top of step that matters. One way to keep a cadence as the hill. During my route, there are areas where the an investor is to set up systematic contributions; ground is flat and less treacherous. This is a monthly amount that you contribute to your where I focus on my breathing and take longer account. This allows you to dollar cost average strides to make up time. What is the old into the market… Left, Right, Left…each step will saying? Make hay while the sun is shining! get you closer to your destination and quicker When the market is good, take advantage of it. too!!! Maybe increase your stride (your investment The best part about Rucking (and investing) for contribution) and make up some ground. While rucking through unpredictable terrain, me is the feeling of challenging myself and there is a delicate balance between looking feeling accomplished. Yes, sometimes I reach an The hardest part of my trek is the last mile. down and being intentional where I step and obstacle and have to slow down or even take a My pace usually slows down tremendously, looking up to see where I am going. Look down few steps back to leap over that gully in front of and I start feeling the extra weight on my too long, and you veer off course; look only at me, but I always keep moving forward. With shoulders. Recently, I knocked off several your destination, you will surely trip or worse. Rucking (and investing), I only have to compete minutes on my 4-mile trail by listening to We consistently need to keep an eye on our with myself and try to improve each day. Garmin some good ‘ol Marine Corp cadence. The financial goals but must often evaluate the used to have a commercial I loved; it simply said, rhythmic “songs” and chants help me keep path along the way and be intentional about “Beat Yesterday.” If we can do that, we will have my pace consistent and intentional. what we own and make slight adjustments more fulfilling lives and enhance the lives of from time to time. This balance is crucial so those who are part of our lives. we do not stray from our desired goals.

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