29 SUMMARY PLAN DESCRIPTION 2023 // summary Fund description. The Administrator may make a reason- able charge for the copies. Receive a copy of the Fund’s Annual Funding Notice and a copy of any application for an automatic amortization extension, if appli- cable. The Trustees are required by law to furnish each participant with copies of these notices. Obtain a statement telling you whether you have a right to receive a pension at Normal Retirement Age and, if so, what your benefits would be at Normal Retirement Age if you stop working under the Fund now. If you do not have a right to a pension now, the state- ment will tell you how many more years you have to work to have a right to a pension. This statement must be requested in writing and is not required to be given more than once every twelve (12) months. The Fund must provide the statement free of charge. PRUDENT ACTIONS BY FUND FIDUCIARIES In addition to creating rights to Fund participants, ERISA imposes duties upon the people who are responsible for the operation of the employee benefit Fund. The people who operate your Fund, called “fiduciaries” of the Fund, have a duty to do so prudently and in the interest of you and other Fund participants and beneficia- ries. No one, including your employer, your union, or any other person, may fire you or otherwise discriminate against you in any way to prevent you from obtaining a pension benefit or exercising your rights under ERISA. ENFORCE YOUR RIGHTS If your claim for a pension benefit is denied or ignored, in whole or in part, you have a right to know why this was done, to obtain copies of documents relating to the decision without charge, and to appeal any denial, all within certain time schedules. Under ERISA, there are steps you can take to enforce the above rights. For instance, if you request materials from the Fund and do not receive them within 30 days, you may file suit in a Federal court. In such a case, the court may require the Fund Administrator to provide the materials and pay you up to $110 a day until you re- ceive the materials, unless the materials were not sent because of reasons beyond the control of the Trustees. If you have a claim for benefits which is denied or ignored, in whole or in part, you may file suit in a state or Federal court. In addition, if you disagree with the Fund’s decision or lack thereof concerning the qualified status of a domestic relations order or a medical child support order, you may file suit in Federal court. If it should happen that Fund fiducia- ries misuse the Fund’s money, or if you are discriminated against for asserting your rights, you may seek assistance from the U.S. De- partment of Labor, or you may file suit in a Federal court. The court will decide who should pay the court costs and legal fees. If you are successful, the court may order the person you have sued to pay these costs and fees. If you lose, the court may order you to pay these costs and fees; for example, if it finds your claim is frivolous. ASSISTANCE WITH QUESTIONS If you have any questions about your Fund, you should contact the Fund Administrator. If you have any questions about this statement or about your rights under ERISA, you should contact the nearest office of the Employee Benefits Security Administration (EBSA), U.S. Department of Labor or the Division of Technical Assistance and Inquiries, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue NW, Washington, D.C. 20210. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the EBSA. For single copies of publications, contact the EBSA at 1-866-444-3272 or contact the EBSA field office near you. You may also find answers to your questions at the website of the EBSA at www.dol.gov/ebsa. GENERAL INFORMATION The following information is provided to let you know how the Na- tional Pension Fund is operated on a day-to-day basis and who is responsible for basic decisions. ADMINISTRATION The National Pension Fund is jointly administered by a Board of Trustees, consisting of an equal number of union representatives and employer representatives. The Board of Trustees is both the Fund Sponsor and the legal Fund Administrator under the Em- ployee Retirement Income Security Act (ERISA). The Trustees hire an Executive Director and office staff to keep records, make benefit payments and otherwise assist in the administration of the Fund.