Number of years Normal, early, 30 Percentage of your benefit payable your spouse is and Out, 20 and Disability Number of years Normal, early, older or younger Age 62 or Vested Pension** your spouse is 30 and Out, 20 and Disability than you Deferred Pension* older or younger Age 62 or Vested Pension** 7 years younger 80.8% 70.5% than you Deferred Pension* 8 years younger 80.2% 70.0% 10 years older 88.0% 72.0% 9 years younger 79.6% 69.5% 9 years older 87.3 71.5 10 years younger 79.0% 69.0% 8 years older 86.6 71.0 (Maximum benefit (Maximum benefit 7 years older 85.9 70.5 payable is 99%) payable is 85%) 6 ears older 85.2 70.0 For age differences greater than 10 years, contact the Fund Office. 5 years older 84.5 69.5 * If covered by the Preferred Schedule or the Default Schedule, multiply result 4 years older 83.8 69.0 by 0.97500 (for Default Schedule, for benefits accrued after Default Schedule Effective Date). 3 years older 83.1 68.5 ** If covered by the Preferred Schedule or Default Schedule, multiply your result 2 years older 82.4 68.0 by 0.9330 (for benefits accrued after the Default Schedule Effective Date). 1 year older 81.7 67.5 TABLE NINE SAME AGE 81.0 67.0 1 year younger 80.3 66.5 DETERMINING THE AMOUNT OF A 100% JOINT AND 2 years younger 79.6 66.0 SURVIVOR PENSION 3 years younger 78.9 65.5 First, calculate your pension benefit, including any applicable age re- 4 years younger 78.2 65.0 duction. Then determine the number of years your spouse is older or 5 years younger 77.5 64.5 younger than you and locate that number in the first column. To the 6 years younger 76.8 64.0 right of the first column are two columns containing percentage fig- ures. Select the column that describes the type of pension applicable 7 years younger 76.1 63.5 to you and the percentage that corresponds to the number of years 8 years younger 75.4 63.0 your spouse is older or younger than you. Multiply that percentage by 9 years younger 74.7 62.5 the amount of your pension benefit. If you are subject to an RP Sched- 10 years younger 74.0 62.0 ule, multiply that amount by the RP % noted below the table. The re- sult is the amount of your pension under the 100% Joint and Survivor (Maximum benefit (Maximum benefit Pension form of payment. When you die, your spouse will continue to payable is 97%) payable is 78%) receive 100% of that amount. For age differences greater than 10 years, contact the Fund Office. $ __ ____ x ____ x ____ = $ __________ * If covered by the Preferred Schedule or the Default Schedule, multiply result by 0.97500 (for Default Schedule, for benefits accrued after Default Schedule Your Benefit Age % RP % 100% Joint and Effective Date). Survivor Pension ** If covered by the Preferred Schedule or Default Schedule, multiply your result by 0.9330 (for benefits accrued after the Default Schedule Effective Date). \\ Appendix 58